What is eBanks?

eBanks is a full-featured banking plugin that gives your players a real economy experience. Players can deposit and withdraw money, send funds to other players, earn interest on their savings, take out loans, and manage everything from a sleek in-game GUI or a web browser — no mods required.


Statistics



✨ Features

️ In-Game GUI

▸ Beautiful chest GUI accessible with /bank
▸ View your balance, wallet, available space and interest info at a glance
▸ Deposit, withdraw, send money and upgrade your limit all from one menu
▸ Full transaction history browser built into the GUI
▸ Confirmation screen for large withdrawals and sends — players must confirm any transaction above a configurable threshold before it executes


Web Interface

▸ Players can manage their bank from any web browser using /bank web
▸ Secure token-based authentication — links expire after 30 minutes
▸ Session tokens are sent via secure headers, never exposed in URLs or server logs
▸ Deposit, withdraw and send money directly from the web panel
▸ Full transaction history with type badges and timestamps
▸ Loan management panel built right into the web interface
▸ Admin panel accessible via /bank admin web — manage all settings from your browser


Loan System

▸ Players can borrow money with /loan or /borrow
▸ Configurable interest rate and interval (default: 10% every 5 hours)
▸ Configurable maximum loan amount
▸ Pay just the interest with /payinterest or clear the whole debt with /payloan
▸ Miss a payment? Debt Collector mobs will spawn near you and hunt you down until you pay up!
▸ Collector mob type is fully configurable — use any valid mob (default: Iron Golem)
▸ Loans can be toggled on/off from config or via the admin GUI


Interest System

▸ Automatically pays interest into player bank balances on a configurable interval
▸ Tiered interest rates — higher balances can earn different rates
▸ Fully configurable tiers, rates and payout interval
▸ Interest info shown in both the GUI and web interface


Bank Storage & Limits

▸ Each player has a bank with a configurable default storage limit
▸ Players can purchase limit increases in-game for a configurable cost
▸ Set a hard maximum limit or leave it unlimited
▸ Configurable minimum deposit and withdrawal amounts
▸ Send money to offline players — transfers go directly to their bank even when they're not online


TPS Guard

▸ /bank and /bank web are automatically blocked when server TPS drops below a configurable threshold, preventing balance corruption under heavy load
▸ Deposits and withdrawals use SQL-level atomic transactions, eliminating rare balance write conflicts during TPS drops
▸ Toggle the guard and adjust the minimum TPS threshold live from /bankadmin → General Settings — no restart needed


Database Support

▸ SQLite — default, works out of the box, no setup needed. Data stored in plugins/eBanks/ebanks.db
▸ MySQL — for network servers that need shared data across multiple servers, fully configurable with connection pooling


Translation & Messages

▸ Every chat message sent to players is fully configurable via messages.yml, generated automatically on first start
▸ The configured prefix applies to every single message — change it once and it takes effect everywhere
▸ New message keys added in updates fall back to bundled defaults automatically — existing installs will never see Missing message: errors after an update
▸ Full & color code and placeholder support throughout


Death Penalty

▸ Players lose a configurable percentage of their wallet balance on death — money stored in the bank is always safe
▸ Gives players a real reason to use the bank, not just for loans and interest!
▸ Rank-based penalties — different ranks lose different percentages (default: 50% → VIP 25% → MVP 12.5% → Elite 0%)
▸ Fully customisable — add as many rank tiers as you want with any permission node
▸ Grant ebanks.deathpenalty.exempt to fully bypass the penalty for staff or specific players
▸ Toggle on/off and change the default % live from /bankadmin → General Settings
▸ Can be fully disabled in config.yml


⚙️ Admin Controls

▸ /bankadmin — dedicated admin GUI showing all plugin info and feature statuses at a glance
▸ Edit every config value in-game directly from the GUI — no more restarting to change a number
▸ Sub-panels for Interest, Loans, Limits, Web and General settings — all changes save to config.yml instantly
▸ Configure collector mob type, count, name and missed payment threshold from the Loans sub-panel
▸ Add or remove money from any player's bank directly via /bank admin give and /bank admin take — works even while the player is offline. Supports all to fill or clear the account entirely
▸ Full web admin panel accessible via /bank admin web — view all player accounts and manage settings from your browser
▸ /bank reload — reload config and messages without restarting
▸ Automatic update checker — notifies console and admins when a new version is available on SpigotMC



Commands


/bank — Open your bank GUI
/bank web — Get your personal web interface link
/bank admin — Open the admin GUI (alias: /bankadmin, /ebankadmin, /badmin)
/bank admin web — Get the web admin panel link
/bank admin give <player> <amount|all> — Add money to a player's bank
/bank admin take <player> <amount|all> — Remove money from a player's bank
/bank admin loan — Manage loan settings via chat commands
/bank reload — Reload the configuration and messages
/loan [amount] — Take out a loan (alias: /borrow)
/payinterest — Pay off your outstanding loan interest
/payloan — Pay off your entire loan and interest



Permissions


ebanks.use — Use the bank (default: false)
ebanks.web — Access the web interface (default: false)
ebanks.loan — Take out and manage loans (default: false)
ebanks.admin — Access admin commands, admin GUI and web admin panel (default: op)
ebanks.deathpenalty.exempt — Fully bypass the death penalty (default: false)
ebanks.deathpenalty.rank.* — Rank-based penalty tiers — fully customisable in config.yml (default: false)

⚠ As of v1.0.7, permissions default to false. You must grant ebanks.use, ebanks.web and ebanks.loan to your player groups in LuckPerms or your permission plugin. This change was made to prevent eBanks from overwriting your existing permission setup on install.



Requirements


▸ Paper / Spigot 1.21
▸ Vault
▸ An economy plugin such as EssentialsX



⚡ Quick Setup


1. Install Vault and EssentialsX if you haven't already
2. Drop eBanks.jar into your /plugins folder
3. Restart your server
4. Edit plugins/eBanks/config.yml — set web.url to your server's IP
5. Grant ebanks.use, ebanks.web and ebanks.loan to your player group in LuckPerms
6. Customise plugins/eBanks/messages.yml to match your server's language and style
7. Use /bank in-game to get started!